Compliance & Sanctions Policy
The short version
- Espresso Cash is self-custodial software. We never hold, control or transmit users' funds.
- Identity checks (KYC) and anti-money-laundering controls for buying and selling crypto with cash are performed by licensed partners.
- The Service may not be used by sanctioned persons, from sanctioned territories, or for illegal purposes. We restrict our own services when we find such use.
1. Scope
This policy describes how BRIJ Digital Inc., a Delaware corporation that operates Espresso Cash ("we", "us"), works to prevent the Espresso Cash app and website (the "Service") from being used for money laundering, terrorist financing, sanctions evasion, fraud or other illegal activity. It complements our Terms of Use and Privacy Policy.
2. Our role: self-custodial software
Espresso Cash is a self-custodial wallet. Each user's keys are created and kept on their own device. We cannot access, move, freeze or recover users' funds, and transfers between users settle directly on the Solana blockchain. We do not accept, hold or transmit funds on behalf of users, and we do not exchange fiat currency.
Some features are provided by our own servers, such as sponsored network fees, payment links, conversations, AI agents and partner connections. We can restrict these services for any wallet address.
3. Cash in and cash out: licensed partners
Buying digital dollars with fiat currency, and selling them for fiat, is provided by third-party partners that are licensed or registered where they operate. Examples are the providers available through BRIJ, such as MoonPay and Mercuryo, and MoneyGram. Each partner runs its own customer due diligence (KYC), transaction monitoring, sanctions screening and suspicious-activity reporting, under its own policies and the laws that apply to it. These features are offered only in the countries where the partners allow them. We do not collect or store users' identity documents.
4. Sanctions
The Service may not be used:
- by any person or entity on a sanctions list, or owned or controlled by one. These lists include the U.S. OFAC Specially Designated Nationals list and the consolidated lists of the United Nations, the European Union and the United Kingdom;
- from, or by residents of, territories subject to comprehensive sanctions. These include Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk and Luhansk regions of Ukraine;
- to send funds to, or receive funds from, such persons or territories, or to evade sanctions in any other way.
Cash top-ups and withdrawals are restricted by country. We may block access from restricted locations and refuse any of our services to addresses linked to sanctioned persons or illegal activity.
5. Prohibited activity
As set out in our Terms of Use, users may not use the Service for money laundering, terrorist financing, fraud or scams, the proceeds of crime, illegal goods or services, or to hide their location to get around these rules.
6. What we do
- Restrict our services: we may suspend sponsored fees, payment links, conversations, agents, partner connections and support for any wallet address involved in prohibited activity.
- Investigate reports of fraud, scams or misuse, and act on them.
- Cooperate with authorities: we answer valid legal requests from law enforcement and regulators. Because we don't hold funds or private keys, we cannot freeze or return assets on the blockchain. We can provide the limited data we hold, as described in our Privacy Policy.
- Work with our partners when they report concerns about a user of the Service.
- Review this policy as our products, partners and the law change.
7. Reporting and law-enforcement requests
To report suspicious activity or a scam, or to send a law-enforcement or regulatory request, email support@brij.fi with "Compliance" in the subject line. Please include the relevant wallet addresses or transaction signatures.
BRIJ Digital Inc., 8 The Green #21697, Dover, DE 19901, USA